Inputs

• Transactional entry uses batch control features to ensure the data is properly controlled before it is processed. Collections sheets (form1) Share withdrawals (form2) Loans issued (form 3 or 3A for DWP loans) Bankers orders (form5) Non member type transaction (form 4 and 6) Payroll inputs by printouts (Form8) and electronically (form9) are 
• All entries and fully integrated across the database without the need to run update programs.
• All entries are tagged with full audit trails.

Outputs

Reports (which are command driven at any time you wish) include the following:

• FSA quarterly returns
• FSA annual returns
• Income and Expenditure Accounts, Balance Sheets and Movements of Funds.
• Bank Reconciliation 

Credit Control reports including:

• Delinquent loans report including the statistics needed by the FSA
• Last payments report and expected payments against actual payment
• Loan completion dates based on current payment performance
• Renegotiation of loan facilities
• Full non-members ledger.
• Trial Balance
• Membership statistics (over 50 various reports available without the need for any set up knowledge)
• Virtually all reports are exportable to other applications such as Excel and ASCII format.
• Members account statements.
• Label production
• Members budget facilities
• Multiple interest rate facility
• Multiple share account facility
• Links to Mitral document management system allowing documents and photographs to be linked with membership records (single user licence only)

Links to Microsoft word to produce chase letters or other letters.

Other Features

• Full manual supplied and help screens available.
• Help desk always available with contact phone numbers to give a very high level of support - probably the best for the credit union industry.
• Passwords object driven with 4 levels available.
• Automatic calculation of dividends (on a daily rate basis) split between junior and senior.
• Automatic interest on loan calculation (based on month end balances to keep it simple)
• Command driven Interest Rebates and annual fees charged with exemptions for certain categories i.e. juniors.
• Credit Union Budget Comparisons 
• Loan quotation facility with interest calculator feature.
• Membership numbers limits up to 99,999
• Members balance limits to £99,999.
• Non members balance limits £99,9999,9999